Pension
For those staff members wanting to build a nest-egg for their retirement, their employers Pension plan can be a very rewarding method to achieve that goal. Some Features & Benefits of our programs include:
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Full access by staff for hands-on management of their own portfolio. In the event they do not wish to participate in the core "Balanced Portfolio"
default fund, staff have the freedom to make their
own investment choices.
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"Target Dated" funds......as your age increases we automatically adjust your risk exposure downward so your money is subject to less risk in those later years.
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partnering with the large Canadian pension pools and managers reduces the plans management fees which adds to the bottom line fund performance, something each member's portfolio can benefit from!
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Our plans promote 100% matching funds by the employer for all qualified employee deposits to the pension program. For each staff member, that's a 100% gain in their investment from day one!
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Our plans provide for financial hardship withdrawal for termninated employees who become unemployed or, have unusually low annual incomes.
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Annual Employer Reports provide neccessary financial information on the Pension Plans performance, balances.
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Keeping staff abreast of how their plan is performing is a high priority. All enrolled Staff receive Bi-Annual reports on their plans performance as well as their porfolio balance.
Custom designed Coverages for all
Status, Non-Status & Blend Members!
Informed Choices - Valued Solutions
HEALTH, DENTAL & VISION BENEFITS - INSURED & PENSION BENEFITS
Health
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electronic claims submission
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coverage for "Traditional Healers"
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one-on-one call centre
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available drug card
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no restriction of coverage for medically required drugs, services and/or supplies
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coverage for Chief & Council
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coverage for foster children
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one-on-one assistance with claim forms
While coverage for Drugs, Supplies, Services & Equipment, Hospital and Travel are all benefits sought after in an empoyer's Health benefit plan, the ability for your staff to receive fast, accurate and courteous responses to their benefit coverage questions is the foundation of our service commitment to your staff. Our "TOP-UP" plans cover most expenses @ 100% co-insurance!
Dental
Although NIHB covers many items, there are times when the coverage maximums are not sufficient to cover the Status members needs. On occassions, there may be no coverage at all. As well, Non-Status members aged 18 or older have no provincial or territory coverage they can rely on and, children 17 or younger must meet household income standards before they qualify.
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100% co-insurance for ALL Basic procedures
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coverage for Major & Orthodontics procedures are available
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Direct payment to dentist office
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coverage for all related & dependent persons of the employee living under same roof, includes foster children
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coverage for Chief & Council
A broad range of coverage choices, including Deductibles & Co-Insurance, are available for your Status, Non-Status & Blend plan members.
Vision
Members generally think of eye glasses, frames, lenses etc. with this benefit. We feel your staff's safe & clear vison dictates that all latest exam procedures and techniques be included in coverage. As such, we have no eye exam restrictions in the "TOP-UP" Vision program. With all Vision coverage provided at 100% co-insurance this is a great benefit for any plan!
Have a question? Need a quote?
Let us know below!
HOURS & LOCATION
Location
141 Invermere Street
Winnipeg, MB R3Y 1P7
PH: 204-231-4371
FX : 204-231-4628
TF : 866-660-1466
Hours
Monday - Friday
9:00 am to 4:30 pm
Testimonial:
Jim's frequent visits to the office helps us stay on track with our group benefits program. Staff enjoy the opportunity to speak with him, and his approach is sincere and courteous.
If you're looking for something new, a new way to deliver a better benefit experience, a way to save premium dollars, you should really have a look at the "TOP-UP" opportunity!
AJ White - Executive Director
Naotkamegwanning Health Service
LIFE & DISBILITY INSURANCE
Life, Dependent Life, Accidental Death & Dismemberment, Short & Long Term Disability Insurances are crucial coverages in providing financial security for your staff and their loved ones.
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Short & Long Term Disabilty Insurance
Continues to provide a weekly or monthly
income when a member has incurred a
disability that does not allow them to
return to work.
These are invaluable benefits when
continuing an income during an
unexpected disability is desired.
The majority of our plans are set-up so that
both Status & Non-Status members receive
their disability benefits "Tax-Free".
We look at Contract Wording and the
Ability to Pay claims when selecting your
carrier for these coverages.
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Life & Dependent Life Insurance
Provides life insurance protection in the event of the untimely death of a staff member or, a member of their family.
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Accidental Death & Dismemberment Insurance
For a covered member, this benefit can match
or double the the Life insurance benefit in
the event of accidental death.
In the event of Hemi, Para or Quadraplegia, of
a covered member, up to 200% of the Life
insurance benefit may be payable.
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FUNERAL EXPENSE*
Benefit now available with all "TOP-UP"
programs.
*restrictions apply
CLAIM FORM COMPLETION
We understand that completing claim forms can be somewhat confusing. In order to ease the confusion of this process, we work directily with staff members and administrators.
NOTE!!!